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Building Wealth Is For Anyone



Building Wealth is a creative process meant to obtain results and make your dreams become reality. Everyone is born with the capacity in creating their dream life and financial rewards. And, trust me when I say this, Building Wealth is all about expanding and growing to realize the results and circumstances you want.

If you want to achieve financial freedom, become wealthy, and have any desired riches in life, you must do certain things, in a certain way.

All of the great wealth builders throughout time have understood how to use the mind to achieve their desires and earn tons of money.

Plain and simple, your financial results will improve with direct proportion to your personal growth!

Building wealth, whether financially, relationally, physically, mentally, or spiritually comes down to one single factor, Results. Are you getting the results you want financially? If no, great! Put it behind you and lets get ready to improve. If yes, great! Lets make it a point to move out of your comfort zone and grow.

If you tell me your results, I can measure your exact thinking, feeling, and acting on a continual basis. How?

Your results tell the stories of your past thinking!

If you think about it, we are always living in the residual of our past. Yesterday’s behaviors may be developing into today’s results. So, if you want to make tomorrow’s results something you want, you must change the way you think, feel, and act, and move into harmony with what you want.

If you believe this as truth, this means you have the ability to turn everything around and improve your life.

Lets do an exercise. Please get out a pen and paper, or better yet, if you have a journal or notebook write down the answers to these questions.

  • What is my annual income?
  • Monthly income?
  • What is my business like?
  • What is my job like?
  • What do I think about my boss?
  • Do I love my career field?
  • Is it a sin to be rich?

Answering these questions honestly will give you a good idea of what your current results are and help you analyze your current thinking, feelings, and actions.

Then, do what the super wealthy do by going beyond positive thinking and ask yourself, “How did I create this?” “What does this say about me?” “How can I improve?”

Maybe your answers are, “I’m working at a job I do not love and with no potential opportunity. If I want to earn more money I should provide more value. Maybe I should work at something I enjoy and love? How about I start a part time business as another source of income!”

See your current results as room for improvement, knowing that they will get better in direct proportion with your growth. When you’re creating and building wealth, also remember to continuously practice gratitude and view your results as learning experiences, not failures.

Napoleon Hill once said, “Every failure brings with it the seed of an equivalent success.”

Knowing where you were gives you the ability to improve and change your life. But, lets not focus on the past anymore, give all your attention to what you want now.

Life is always mirroring back who you are and the results you are getting.

I suggest you measure your results every month. All it takes is five minutes! Is that worth it to become wealthy?

Creating Wealth

Building wealth is actually pretty simple, not easy, but simple. To become wealthy you must align your thinking, feelings and actions with the universal laws and you will succeed every time.

I like how James Ray puts it, “You must go three for three, your thinking, feelings and actions must be firing on all cylinders.”

Get that pen and notebook out! If you want to start building wealth, write the answers to these questions.

Keep in mind that the only limitations in your life are the limitations your mind sets up.

  • How much do I want to earn per year?
  • What is my dream net worth?
  • Who do I want to become? (list top 3)
  • What do I want to do? (Again, top 3)
  • What do I want to have? (list as much as you’d like)

Eventually, I want you to narrow down to your top 3, for example: I intend becoming a world-wide entrepreneur, building luxury homes for anyone that desires them and having a 100,000,000 million dollar company. Then, follow the same wealth building strategy that all the great achievers use, and start creating your ideal results, circumstances and financial situation.

If you can get it on paper, I guarantee you have a better chance of succeeding.

Jesus gives some great words of advice for the steps to building wealth, “Ask, and it will be given you; Seek, and you will find; Knock, and it will be opened to you.”

Attention = Love

What we are doing here is shifting your attention and re-programming your old conditioned thoughts, feelings and actions. A lot of times we are the products of other people’s thoughts and behaviors, aren’t we?

So, we have to begin, in new ways, to use our minds correctly and join the 3% club. I once heard that 3% of the population are earning 97% of the wealth in this world.

It’s time for the other 97% to wake up!

Lets use our mind properly to create what we choose, whether it be more money, financial freedom, or prosperity.

It’s good to have an understanding on how the mind works as you pursue your steps to building wealth. In short, you have your higher self, God, energy, consciousness, zero point field or what ever you call it. This energy filters into your conscious mind which embeds into your subconscious, then acted out through your body.

All you have to do is tap into that creative power by focusing on what you want to create into your life and leave all attention on that desire.

The mind cannot process a negative, so word choice is very important. “I don’t want to be broke”, doesn’t cut it.

What’s really being interpret is “I want to be broke.” Instead, phrase it “I intend becoming financially free.” Now that works!

Applying the mind correctly takes work. If this is your first attempt working on building wealth, go easy on yourself. Take your current age, say 31. Realize you have 31 years of old conditioning that needs reprogramming. So, do what the Eagles do and “Take it Easy.”

Clarity is Power

Congratulations! You are now doing certain things, in a certain way. When you’re focusing on what you want in life, whether it’s more prosperity or financial riches, you have to understand that clarity is power in building wealth.

“I want more money”, does not cut it. One dollar more is more money. Exactly, how much more? What will you do with this money? By when do you want it?

When you get clear, the method to obtain it will appear. When you form a definite purpose with a burning desire to achieve that purpose, backed with faith and belief, you are unstoppable.

Forming your own purpose, vision and goals, is like being on a one way trip to creating the wealth of your dreams.

Your plans to build wealth and receive money will become clear as day once you have a definite purpose and desire for your riches. Once the method appears, act. Not tomorrow, not a week from now, but right now; however small the action may be, step toward that direction.

You must have the courage and create the plans and act on them to fulfill your desire. Then, money will flow to you like it’s magic and you will be wondering where it has been hiding all of this time.

This is how your create all the riches you want in your life. By applying and understanding your wealth strategy.

Truly Wealthy

It’s not about the things we acquire!

Wow, really? I say yes.

Having all the material things in this world are gifts that are meant for us to have. We deserve to enjoy everything we desire, whether it’s material possessions or not.

If you think about it, these possessions that you have are not really ours. The cars and houses you have, clothes you wear, jewelry, watches, food, and diamonds are not really ours. When you die, your possessions will go to someone else.

We are just temporary custodians of our material possessions.

That’s why it is most important to focus on and enjoy who you are becoming, while enjoying these material gifts we deserve. The path to building wealth is a journey with many results and outcomes along the way, isn’t it? Think about this for a second.

When you achieve a goal, you celebrate your success, (if you don’t, it’s a good practice to adopt in telling the universe to bring me more) then create another, bigger and brighter goal. It never ends, doesn’t it?

There will always be another goal or vision to pursue and accomplish.

Now, saying that, building wealth is about the journey. The truly wealthy people enjoy the journey and ride of life. When you achieve that heart filled goal, you become a bigger person. A bigger person to handle more challenges, a bigger vision, better and bigger results and more of everything.

It’s about the journey and becoming the person you envision to be.

Who you become will live on forever in history, even when your body leaves this earth. That’s what being truly wealthy is about, who you become and the journey along the way.

 written by Nick Pfennigwerth, who writes on wealth building and originally this article on Creative Wealthbuilding.

Callum Connects

Agnes Yee, Legal & Compliance Recruiter of Space Executive



Agnes Yee started Space Executive in Singapore, which is a hub for businesses in some of the world’s fastest growing economies.

What’s your story?
After graduation, I joined a design media company as a Business Development Executive, during the era when ‘reading a magazine online’ was unheard of. I believe that laid the foundation for being unfazed by rejections.

I fell into recruitment pre-GFC and rode the highs and lows in the early years. A decade later, I decided to set up my own recruitment company, partly because I could. I’m acutely aware of the face that being an Asian female in Singapore is sometimes a privilege, and that many women in the world are living a very different existence.
Thereafter, we joined Space Executive as part of a merger. I am currently the Partner of Space Executive, a recruitment company focused specialist disciplines, including Legal, Finance, Digital, Sales and Marketing and Change. We also run Space Ventures, a venture capital business, which invests in seed and pre-series A businesses.

What excites you most about your industry?
On a daily basis, we’re influencing how one spends a third of their day. It is interesting how the Internet has transformed the industry, and I’m excited to see how we can harness technology to bring us to the next phase of this business.

The VC is an extension of applying our skills and experience in reading people. We very much invest in the people as much as the idea. Being a native Singaporean, it’s been exhilarating watching Southeast Asia becoming a hotbed of ideas; and young entrepreneurs simply daring to dream.

What’s your connection to Asia?
I’m a born and bred Singaporean. I love that I speak both English and Mandarin, grew up playing with Indian friends and eating Malay food.

Favourite city in Asia for business and why?
Singapore for the low barriers of entry to set up a business, but has to be China (and Hong Kong) for their hunger and constant innovation.

What’s the best piece of advice you ever received?
青春不要留白 which translates to ‘Don’t waste your youth.’

Who inspires you?
Anyone who has gone against the grain.

What have you just learnt recently that blew you away?
It wasn’t recent but reading the article on never fails to blow my mind how little time we have left. Charting our lives in weeks, and realising I only have enough time left to enjoy 60 Christmas turkeys, read 300 books (all if I’m lucky); and mostly, I’m left with the last 5% of the time that I spend in-person with my parents.

If you had your time again, what would you do differently?
I’m cognisant that every decision I made in life has brought me to where I am today, and I wouldn’t change one thing. But I’d really like to have had more time to travel.

How do you unwind?
Exercise and wine.

Favourite Asian destination for relaxation? Why?
Trekking any mountain in Asia. It brings us back to the most basic. To overcome elements of nature and our own mind.

Everyone in business should read this book:
Start with Why, Simon Sinek

Shameless plug for your business:
Space Executive started in Singapore, a hub for businesses in some of the world’s fastest growing economies. We assist organisations in accessing a targeted and specialised, and often times transient talent pool.

Out of Singapore, we have recruited across 14 countries; and have embarked on our global expansion plans with offices in Hong Kong and London this year, and US, Japan and Europe in the following years.

Space Ventures provides funding, management and financial guidance to young businesses with original ideas. We have invested in peer to peer lending platforms, credit scoring, social media education, and other start-ups spanning diverse industries. We are always interested in hearing more about new ideas.

How can people connect with you?

This interview is part of the ‘Callum Connect’ series of more than 500 interviews

Callum Laing is an entrepreneur and investor based in Singapore. He has previously started, built and sold half a dozen businesses and is now a Partner at Unity-Group Private Equity and Co-Founder of The Marketing Group PLC. He is the author two best selling books ‘Progressive Partnerships’ and ‘Agglomerate’.

Connect with Callum here:
Download free copies of his books here:

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Callum Connects

Chrystie Dao-Szabo, Founder of iPayMy



Chrystie Dao-Szabo founded iPaymy for Business – a secure and easy to use
platform enabling SMEs to pay rent, salaries, invoices, and even corporate tax using the credit cards they already have in their wallet today.

What’s your story?
I’m Chrystie Dao-Szabo, and I’ve worked as an international banker for over 22 years. During that time, I travelled through Asia, Australia and Europe, and everywhere I saw how my clients struggled with managing their finances and keeping cash around.

I wanted to use my experience to help them, but I also knew the solution they needed didn’t exist yet. This pushed me to give up on my secure career, and instead look into the innovative world of FinTech for an answer.

This is how I founded iPaymy – at its launch, a platform to help consumers pay their monthly expenses using their credit cards. We’ve grown a lot since, and today, iPaymy for Business is a platform that allows business owners to use their credit cards to pay for rent, salaries, invoices and taxes, freeing up their cash for business-critical operations.

What excites you most about your industry?
What excites me most about FinTech is it’s culture of constant disruption, thanks to cool and innovative products and services coming out every day.

What’s your connection to Asia?
I was born in Vietnam, grew up in Australia and worked in Asia, Europe and Australia. Being raised by traditional Vietnamese parents meant that deep down I was still an Asian at heart, so I have a strong connection with the region.

Favourite city in Asia for business and why?
Singapore of course. It’s easy to do business, English is the main language, and the infrastructures like public transportation are great. Also, the government supports local innovation in multiple ways, like giving grants for SMEs and FinTechs.

What’s the best piece of advice you ever received?
Keep giving, and one day you will receive.

Who inspires you?
My parents. My father had a successful business in Vietnam just before the fall of Saigon in 1975. After the war, my father was sent to a re-education camp for three years, which meant my mum had to bring up two young kids – a 3-year-old, me and my 4-year old brother on her own.

In 1980, we all fled Vietnam on a boat and arrived in Sydney, Australia via refugee camps in Indonesia and Singapore. There, my parents had to start over with nothing to their names and only AUD 50 given to them by the Australian government.
They went on to build several businesses in Australia!

What have you just learnt recently that blew you away?
The number of young and smart people who have carved out successful careers by founding their own startups (or joining really cool ones). When I was starting out my career, doing any of these was not a viable option; it was either working for an accounting firm, an insurance company or a bank.

If you had your time again, what would you do differently?
If I were starting out my career now, I would choose the path of joining a startup as you get to learn so much about running a business and how to assemble a winning team.

How do you unwind?
I like travelling to a beach or a resort destination and just relaxing by the pool or beach. I also like to unwind after work with a glass of champagne or wine, and a bowl of truffle fries.

Favourite Asian destination for relaxation? Why?
Thailand. I love the people and the spicy Thai food.

Everyone in business should read this book:
The E-Myth. It’s a book series that dismantles common myths about entrepreneurship in different industries.

Shameless plug for your business:
With iPaymy for Business, SMEs can pay rent, salaries, invoices, and even corporate tax using the credit cards they already have in their wallet today. SMEs love iPaymy because it works like a credit card, but pays like cash.

iPaymy’s secure and easy to use platform reliably delivers payments to vendors while freeing up cash and providing access to interest free credit. Forget the delays and aggravations that come with traditional SME financing options. Schedule recurring payments, manage invoices, set payment reminders, and monitor payment status all from one dashboard.

It’s never been easier for SMEs to meet monthly payment obligations while keeping cash available to fuel growth, bridge receivable gaps, and make immediate investment in the supplies, services, and expertise needed to drive a growing business forward.

How can people connect with you?
You can find me on LinkedIn or contact me by email.
My LinkedIn:
My email: [email protected]

Twitter handle?

This interview is part of the ‘Callum Connect’ series of more than 500 interviews

Callum Laing is an entrepreneur and investor based in Singapore. He has previously started, built and sold half a dozen businesses and is now a Partner at Unity-Group Private Equity and Co-Founder of The Marketing Group PLC. He is the author two best selling books ‘Progressive Partnerships’ and ‘Agglomerate’.

Connect with Callum here:
Download free copies of his books here:

Continue Reading