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Building Wealth Is For Anyone



Building Wealth is a creative process meant to obtain results and make your dreams become reality. Everyone is born with the capacity in creating their dream life and financial rewards. And, trust me when I say this, Building Wealth is all about expanding and growing to realize the results and circumstances you want.

If you want to achieve financial freedom, become wealthy, and have any desired riches in life, you must do certain things, in a certain way.

All of the great wealth builders throughout time have understood how to use the mind to achieve their desires and earn tons of money.

Plain and simple, your financial results will improve with direct proportion to your personal growth!

Building wealth, whether financially, relationally, physically, mentally, or spiritually comes down to one single factor, Results. Are you getting the results you want financially? If no, great! Put it behind you and lets get ready to improve. If yes, great! Lets make it a point to move out of your comfort zone and grow.

If you tell me your results, I can measure your exact thinking, feeling, and acting on a continual basis. How?

Your results tell the stories of your past thinking!

If you think about it, we are always living in the residual of our past. Yesterday’s behaviors may be developing into today’s results. So, if you want to make tomorrow’s results something you want, you must change the way you think, feel, and act, and move into harmony with what you want.

If you believe this as truth, this means you have the ability to turn everything around and improve your life.

Lets do an exercise. Please get out a pen and paper, or better yet, if you have a journal or notebook write down the answers to these questions.

  • What is my annual income?
  • Monthly income?
  • What is my business like?
  • What is my job like?
  • What do I think about my boss?
  • Do I love my career field?
  • Is it a sin to be rich?

Answering these questions honestly will give you a good idea of what your current results are and help you analyze your current thinking, feelings, and actions.

Then, do what the super wealthy do by going beyond positive thinking and ask yourself, “How did I create this?” “What does this say about me?” “How can I improve?”

Maybe your answers are, “I’m working at a job I do not love and with no potential opportunity. If I want to earn more money I should provide more value. Maybe I should work at something I enjoy and love? How about I start a part time business as another source of income!”

See your current results as room for improvement, knowing that they will get better in direct proportion with your growth. When you’re creating and building wealth, also remember to continuously practice gratitude and view your results as learning experiences, not failures.

Napoleon Hill once said, “Every failure brings with it the seed of an equivalent success.”

Knowing where you were gives you the ability to improve and change your life. But, lets not focus on the past anymore, give all your attention to what you want now.

Life is always mirroring back who you are and the results you are getting.

I suggest you measure your results every month. All it takes is five minutes! Is that worth it to become wealthy?

Creating Wealth

Building wealth is actually pretty simple, not easy, but simple. To become wealthy you must align your thinking, feelings and actions with the universal laws and you will succeed every time.

I like how James Ray puts it, “You must go three for three, your thinking, feelings and actions must be firing on all cylinders.”

Get that pen and notebook out! If you want to start building wealth, write the answers to these questions.

Keep in mind that the only limitations in your life are the limitations your mind sets up.

  • How much do I want to earn per year?
  • What is my dream net worth?
  • Who do I want to become? (list top 3)
  • What do I want to do? (Again, top 3)
  • What do I want to have? (list as much as you’d like)

Eventually, I want you to narrow down to your top 3, for example: I intend becoming a world-wide entrepreneur, building luxury homes for anyone that desires them and having a 100,000,000 million dollar company. Then, follow the same wealth building strategy that all the great achievers use, and start creating your ideal results, circumstances and financial situation.

If you can get it on paper, I guarantee you have a better chance of succeeding.

Jesus gives some great words of advice for the steps to building wealth, “Ask, and it will be given you; Seek, and you will find; Knock, and it will be opened to you.”

Attention = Love

What we are doing here is shifting your attention and re-programming your old conditioned thoughts, feelings and actions. A lot of times we are the products of other people’s thoughts and behaviors, aren’t we?

So, we have to begin, in new ways, to use our minds correctly and join the 3% club. I once heard that 3% of the population are earning 97% of the wealth in this world.

It’s time for the other 97% to wake up!

Lets use our mind properly to create what we choose, whether it be more money, financial freedom, or prosperity.

It’s good to have an understanding on how the mind works as you pursue your steps to building wealth. In short, you have your higher self, God, energy, consciousness, zero point field or what ever you call it. This energy filters into your conscious mind which embeds into your subconscious, then acted out through your body.

All you have to do is tap into that creative power by focusing on what you want to create into your life and leave all attention on that desire.

The mind cannot process a negative, so word choice is very important. “I don’t want to be broke”, doesn’t cut it.

What’s really being interpret is “I want to be broke.” Instead, phrase it “I intend becoming financially free.” Now that works!

Applying the mind correctly takes work. If this is your first attempt working on building wealth, go easy on yourself. Take your current age, say 31. Realize you have 31 years of old conditioning that needs reprogramming. So, do what the Eagles do and “Take it Easy.”

Clarity is Power

Congratulations! You are now doing certain things, in a certain way. When you’re focusing on what you want in life, whether it’s more prosperity or financial riches, you have to understand that clarity is power in building wealth.

“I want more money”, does not cut it. One dollar more is more money. Exactly, how much more? What will you do with this money? By when do you want it?

When you get clear, the method to obtain it will appear. When you form a definite purpose with a burning desire to achieve that purpose, backed with faith and belief, you are unstoppable.

Forming your own purpose, vision and goals, is like being on a one way trip to creating the wealth of your dreams.

Your plans to build wealth and receive money will become clear as day once you have a definite purpose and desire for your riches. Once the method appears, act. Not tomorrow, not a week from now, but right now; however small the action may be, step toward that direction.

You must have the courage and create the plans and act on them to fulfill your desire. Then, money will flow to you like it’s magic and you will be wondering where it has been hiding all of this time.

This is how your create all the riches you want in your life. By applying and understanding your wealth strategy.

Truly Wealthy

It’s not about the things we acquire!

Wow, really? I say yes.

Having all the material things in this world are gifts that are meant for us to have. We deserve to enjoy everything we desire, whether it’s material possessions or not.

If you think about it, these possessions that you have are not really ours. The cars and houses you have, clothes you wear, jewelry, watches, food, and diamonds are not really ours. When you die, your possessions will go to someone else.

We are just temporary custodians of our material possessions.

That’s why it is most important to focus on and enjoy who you are becoming, while enjoying these material gifts we deserve. The path to building wealth is a journey with many results and outcomes along the way, isn’t it? Think about this for a second.

When you achieve a goal, you celebrate your success, (if you don’t, it’s a good practice to adopt in telling the universe to bring me more) then create another, bigger and brighter goal. It never ends, doesn’t it?

There will always be another goal or vision to pursue and accomplish.

Now, saying that, building wealth is about the journey. The truly wealthy people enjoy the journey and ride of life. When you achieve that heart filled goal, you become a bigger person. A bigger person to handle more challenges, a bigger vision, better and bigger results and more of everything.

It’s about the journey and becoming the person you envision to be.

Who you become will live on forever in history, even when your body leaves this earth. That’s what being truly wealthy is about, who you become and the journey along the way.

 written by Nick Pfennigwerth, who writes on wealth building and originally this article on Creative Wealthbuilding.

Callum Connects

Benedict Heng, Founder of Mr. Farmer



Benedict Heng is bringing back the ‘kampong’ days of having the Ho Liao (good ingredients) for Ho Jiak (good tasting) food.

What’s your story?
I’m Ben from Mr. Farmer. Mr. Farmer is an online grocer dedicated to supplying the freshest produce to our customers. We believe in sustainable and ethical farming. Since a young age, I have always been an avid food lover (especially meats), developing a strong interest in all things delicious. That is why I ventured into the F&B industry, working as a junior cook for 3 years.

Midway through my career, I made a move to the finance industry to pursue monetary rewards. I dove into high-risk investments and I made lots of money from these investments. However, the good fortune did not last long and all these came crashing down when I suffered a tremendous loss. This coincided with the time that I had just started my own family and it was a huge blow to me both materially and mentally. It was this crash that made me realize that this life wasn’t for me. I went on a hiatus and eventually, it was only through the strong support from my family that I managed to tide over this tough episode.

I went back to help the family business and this was how Mr Farmer came about. My family has been in the food industry for many decades and one thing they noticed from years of experience is that sustainable farming practices are not as developed as in Europe. This is why through Mr Farmer, we hope that we can provide the best quality products to families out there who want the best ingredients for their loved ones.

What excites you most about your industry?
Delicious and wholesome food excites me. I believe food is a critical component of life and it brings people together. The opportunity to serve the community with fresh produce for a healthy life, that brings me joy.

I feel that there is still so much more we can do to improve the quality of food and bring it to the masses. One of the key components of ensuring greater quality of food is to support ethical and sustainable farming. Due to commercialization and urbanization, most farming practices these days are no longer the way they were in the old “kampong” times. Shortcuts are taken, standards are compromised, all in the name of profit. At Mr. Farmer, profit is important too but we want to focus on the concept of One Welfare – sustainable farming directly impacts our health. Our vision is to bring back the ‘kampong’ days of having the Ho Liao (good ingredients) for Ho Jiak (good tasting) food.

What’s your connection to Asia?
I was born and raised in Singapore. I call Singapore my home as it’s where my family and close friends are. I also travel frequently to Malaysia and APAC for work.

Favourite city in Asia for business and why?
It’s definitely Singapore. There is just so much this tiny city can offer! Singapore has been globally recognized for its top-notch business environment providing its residents with developed infrastructure, political stability and excellent connectivity. These factors have given us an outstanding support system for businesses to strive.

What’s the best piece of advice you ever received?
Surround yourself with people that inspire you, challenge you to rise higher, make you better and, keep them in your life.

Who inspires you?
I draw inspiration from my uncle, who is the head of both the family and business. He takes care of our family matters at home and manages hundreds of employees at work. Handling both the family and business side of things can be tricky, but he has shown me that success can be sustainable and done with a conscience. His guiding philosophy of handling business and family is simply, to have a big heart.

What have you just learnt recently that blew you away?
Even just one day of separation from the day the meat is slaughtered, makes a world of difference to its flavour.

If you had your time again, what would you do differently?
I have come to learn that awareness is the beginning of everything. If I had my time again, I would have probably spent more time figuring out who I truly am and with that self-awareness, begun to lead my life with more purpose and meaning.

How do you unwind?
I like to spend my free time sipping white coffee at my favourite coffee place. I enjoy taking in the surrounding sights and letting my mind wander freely. It allows me to unwind and gain clarity at the same time. It also helps me organize my thoughts to prepare for the week ahead.

Favourite Asian destination for relaxation? Why?
It would be Bangkok as the people there are genuinely friendly and hospitable. They say people are what defines the city and I couldn’t agree more with this. I also enjoy the ‘laid back’ vibe of Bangkok. Not to mention Bangkok has all the good food and awesome shopping choices too!

Everyone in business should read this book:
“Spin selling” by Neil Reckham. It’s an amazing book that teaches you a process designed to help you successfully sell your products and services to business buyers.

Shameless plug for your business:
We at Mr. Farmer have the best tasting meats in Singapore, do a blind test and you will know why it’s Michelin chefs’ preferred choice. Not only are we very confident about the taste, we are also proud to say that all our products are chemical, hormone and antibiotic free. We also focus a lot on supporting ethical and sustainable farming practices believing in the ‘One Welfare’ concept. Do check us out if you enjoy good quality food like us!

How can people connect with you?
[email protected]

This interview is part of the ‘Callum Connect’ series of more than 500 interviews

Callum Laing is an entrepreneur and investor based in Singapore. He has previously started,
built and sold half a dozen businesses and is now a Partner at Unity-Group Private Equity and Co-Founder of The Marketing Group PLC. He is the author two best selling books ‘Progressive Partnerships’ and ‘Agglomerate’.

Connect with Callum here:
Download free copies of his books here:

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Callum Connects

Zac Chua, Founder & CEO of The Kettle Gourmet



Zac Chua’s popcorn business validated itself straight away and fast tracked him to the startup world. Zac now employs 11 people and shifts 500 bags of popcorn daily.

What’s your story?
It’s a crazy one. It was an accidental startup. If you think about it, no university graduate would ever dream of becoming a popcorn seller. We crashed our first tech event to validate our idea and it took off from there. I bought a logo for $7 from a designers marketplace, printed some cheap name cards, and built a 1 page landing page. Sales started pouring in and eventually, we were serving B2B clients (corporate pantries) and we have never looked back. Today we move about 500 bags daily, we have 11 employees and we are growing. Talk about a validation that worked in our favour.

What excites you most about your industry?
It’s food! Everybody loves food! In Singapore the F&B scene is brutally competitive and it spurs me on to fight and compete for market share and to prove to myself that I can do it. It keeps me going and I won’t stop until we become the market leader.

What’s your connection to Asia?
I was born in Singapore, and have traveled to most of Southeast Asia.

Favourite city in Asia for business and why?
Singapore! Even though Singapore has a high cost of living, the Government is actually very supportive of startups. They provide grants for us to tap into, and the technological infrastructure makes it possible for us to compete on a global scale. I believe if you can succeed in your business in Singapore, you can succeed in most of Southeast Asia.

What’s the best piece of advice you ever received?
You only need to be right once, and the rest is history.

Who inspires you?
My father, who was a VC. In fact he was the one who gave me the best piece of advice which I shared above. Having one successful exit, he showed me that it’s okay to fail a million times – all it takes is just one time for you to win in business and in life.

What have you just learnt recently that blew you away?
The power of compounding.

  • Mary and John are the same age.
  • Mary saves $2k annually from the age of 19-25 – so she puts $14k into her portfolio
  • John saves $2k annually from the age of 26-65 – so he puts $80k into his portfolio, but 7 years after Mary.
  • If both are able to generate 10% per annum, who would have more at age 65?
  • John of course! But how much more?
  • Mary will have $944,641 whilst John will have $973,704
  • Think about it! Mary puts in only $14k but John delays for 7 years and puts in $80k.


If you had your time again, what would you do differently?
Nothing, my mistakes taught me how to become a better me. But if I really must choose, I’d say take more time to find the right business partner.

How do you unwind?
Poker, Mahjong and Dota 2.

Favourite Asian destination for relaxation? Why?
Vietnam! Things are cheap, people are warm and friendly, and their coffee fills up my life. I would love to retire there if possible.

Everyone in business should read this book:
The richest man in Babylon

Shameless plug for your business:
We don’t need a plug. Just try our competitors and you’ll understand why!

How can people connect with you?

This interview is part of the ‘Callum Connect’ series of more than 500 interviews

Callum Laing is an entrepreneur and investor based in Singapore. He has previously started,
built and sold half a dozen businesses and is now a Partner at Unity-Group Private Equity and Co-Founder of The Marketing Group PLC. He is the author two best selling books ‘Progressive Partnerships’ and ‘Agglomerate’.

Connect with Callum here:
Download free copies of his books here:

Continue Reading